I've been stressing about money. I am worried about how in debt I already am and how much more debt I am preparing to take on in the next 30 days.
People have kids every day that they really can't afford but they make it work because it's just money.
I can't even imagine making the decision not to have children because I can't afford it. My finances are a complete high wire act -
Here comes the full disclosure:
I own my House (the mortgage company owns 80%) which I can barely afford. B* had to file personal bankruptcy earlier this year as a result of a long protracted child support battle that drove him into a deep deep hole. Our finances are completely separate and we are not married (partially) because of money. He is desperately working to pull himself out of the hole - the bankruptcy is an effort to wipe the slate clean - as odd as that sounds.
I already have credit card debt (about 1/3rd related to infertility) and now the DE/IVF procedure will be paid for by home equity line. And..I am going on vacation to see B* in Australia.
B* is there for 3 months to make money so we can afford our life. I am justifying the Australia trip as my last free-wheeling vacation for a very very long time.
We've discussed moving to a less expensive city -- DC is just a big boulder of expense on top of both of us.
The insanity of all of this is that we both make six figures and once upon a time that was good money, but now it barely pays the bills.
Am I crazy? how do others manage?